The Real Dirt on Buying Dirt in Baja

So, you want to buy land in Baja. You’ve driven down the dusty road, spotted a “SE VENDE” sign nailed to a palm tree, and started dreaming about your off-grid paradise. You’re imagining breezy palapas, star-filled nights, maybe even a surf shack rental on the side. It’s exciting—and it’s absolutely doable. But before you break out the blueprints and start picking tile samples, let’s talk about what it really means to buy land in Southern Baja.

Because down here, “buying dirt” isn’t quite as straightforward as it is north of the border. In fact, sometimes it’s literally just that—buying a chunk of dirt with no roads, no services, and maybe a neighbor’s goat wandering through it.

Welcome to the Baja real estate jungle. Let’s make sure you come out the other side smiling.

Fideicomiso: The Fancy Word You Need to Know
As a foreigner, you can’t technically own land outright in Mexico within 50 km of the coast. But that doesn’t mean you can’t buy. Instead, you’ll own your property through a bank trust called a fideicomiso. Sounds complicated? It’s not. Think of it like putting your land in a legal holding box, with the bank acting as the box keeper.

The trust gives you all the same rights as ownership: you can build, sell, rent, or pass it on to your heirs. It’s good for 50 years and renewable. It’s also completely legal and has been used by thousands of foreigners with no issues—as long as it’s set up correctly.

Insider tip: Don’t DIY your trust. Work with an experienced closing coordinator or attorney. This is not the time to test your Duolingo skills.

Ejido Land: The Plot Twist You Want to Avoid
This is the part of the movie where the record scratches. Ejido land is communal farmland granted to Mexican citizens—and it cannot legally be sold to foreigners unless it has been properly privatized.

And yet, every year, well-meaning buyers fall in love with a piece of land that technically isn’t for sale. The price seems too good to be true—and it is.

Rule of thumb: If it doesn’t have a deed (escritura) or fideicomiso, it doesn’t belong in your portfolio. Period.

Utilities, Schmutilities
Let’s say you’ve found the perfect lot. It has a view of the ocean, great neighbors, and you’ve confirmed it’s titled and held in a fideicomiso. Wonderful! But… can you get water? Power? Internet?

In some parts of Cerritos and Pescadero, you’re on your own. That means hauling water by truck, installing solar panels, and praying the cell tower gods smile upon you. Some people love the off-grid lifestyle. Others panic when their ice machine goes out.

So before you buy, ask the right questions:
- Is there access to water (municipal, trucked or well)?
- What’s the power situation—solar, CFE, or generator?
- Is there road access (and who maintains it)?
- What’s the zoning? Can you build what you want?

Pro tip: Just because a lot has a killer view doesn’t mean it’s buildable. Get a topographic survey if the terrain looks like it belongs in an Indiana Jones movie.

Who’s the Seller, Really?
While we do have an MLS system in Baja—which requires listings to have confirmed legal ownership through a fideicomiso or escritura—not all properties are listed there. A lot of properties are still sold privately or advertised independently, which means due diligence is essential.

We once helped a buyer who found their “dream lot” on a local forum. The seller showed them a copy of a deed, but when we did the research, it turned out the land actually belonged to someone else entirely. Oops.

Always, always do a title search. If you’re not working with a reputable local agent and a good notario, you’re rolling the dice.

So Why Do People Do It?
Because owning land in Baja is still one of the most rewarding—and affordable—ways to create a dream lifestyle. Whether you want to build a casita with ocean views, start a small boutique rental, or just secure a slice of paradise for the future, land here still offers incredible value.

Plus, you get to be part of a growing, welcoming community of like-minded adventurers, creatives, and sunseekers. There's something special about putting down roots in a place where the stars shine brighter and people take the time to talk (even if half the conversation is in Spanglish).

Bottom Line
Buying dirt in Baja is not for the faint of heart—but it’s definitely for the bold of spirit. Do your homework, surround yourself with the right people, and stay flexible. You’ll have stories to tell, lessons to learn, and maybe even a sea turtle nesting in your backyard.

And if you ever need someone to help you scout lots, navigate fideicomisos, or just explain why your neighbor’s donkey keeps visiting—well, you know who to call.

Want help finding land that won’t leave you stranded?
At Baja House Hunters, we’ve walked the lots, met the locals, and know the lay of the land (literally). If you’re thinking about buying property in Cerritos, Pescadero or Todos Santos, let’s talk before you dig in.