Everything You Need to Know About Buying Property in Baja

Can foreigners legally buy property in Baja California Sur, Mexico?

Yes! Foreigners can own property in Baja California Sur through a fideicomiso (bank trust) or Mexican corporation. These are 100% legal and secure ownership structures recognized under Mexican law.

What is a fideicomiso and why do I need one?

A fideicomiso is a bank trust that allows foreigners to purchase property within the restricted zones (like coastal areas). The bank holds the title on your behalf, but you retain all ownership rights — including the right to sell, rent, or inherit the property.

How much does a fideicomiso cost?

Expect to pay around $500–$1,000 USD annually, plus one-time setup fees. Costs vary slightly depending on the bank and property value.

Are property titles secure in Mexico?

Yes — when you work with a professional team, including a trusted real estate agent, notary, and lawyer, your title is secure. We only represent properties with clear titles and verified legal standing.

How long does it take to close on a property in Baja?

Most real estate closings in Baja take 6–12 weeks, depending on due diligence, fideicomiso setup, and paperwork. We guide you every step of the way to avoid delays.

Is financing available for foreigners in Baja?

Yes, but it's limited. Some U.S.-based lenders and private Mexican lenders offer cross-border financing, but most buyers pay cash. We can connect you with trusted financing partners.

Can I generate income by renting out my property?

Absolutely. Vacation rentals in Baja are in high demand. Properties in Cerritos Beach and Pescadero have strong ROI potential, especially if well-managed and located near the beach.

What are the risks of buying pre-construction in Baja?

Pre-construction can be a smart investment if you work with reputable developers. We vet every builder we represent to ensure timelines, permits, and quality standards are met.

Why should I work with Baja House Hunters?

Buying real estate in Baja isn’t like buying in the U.S. — it’s a different pace, a different process, and a whole different set of rules. That’s why working with a team who lives here full-time and understands both sides of the border is essential. We’re a husband-and-wife duo with deep experience in U.S. luxury real estate and development — and we’ve made Baja our home. Because we live locally in the Cerritos/Pescadero area, we’re immersed in the market, know which developments are solid (and which to avoid), and can connect you to trusted attorneys, contractors, and service providers we've personally worked with.

We don’t just know the process — we live it. Whether it’s understanding fideicomisos, navigating Ejido land issues, or helping you get utilities set up in a rural surf town, we’ve done it ourselves and helped countless others do it too. With Baja House Hunters, you’re not just getting agents — you’re getting real allies who are with you from first showing to closing day (and beyond). We're here to make sure your experience is not just smooth — but deeply informed and genuinely enjoyable.

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